I am 18... I NEED A CREDIT CARD!
Like my title says... I really need a credit card.
Please help me find a credit card that fits my needs.
I need a low limit credit card with low interest, with no annual fee, and would NOT like a department store card.
I also heard that credit card application rejection would hurt my credit score, so I would like a company that doesn't reject your application immediately.
To tell you the truth, I don't need the credit card itself but I need to establish credit somehow.
I have no credit history, so it was very hard to get a loan for my car.
My parents won't co-sign a loan or a credit card because they don't believe in going in debt. (they paid everything from TVs to Cars with cash) Only thing that my parents are in debt for is the house itself. (30 year loan)
Right now I have a "job" but it's more like allowances from my Father's friend.
The job is a website management and I get 1000 dollars per month.
I would like the Credit Card in my possession before the black friday...
Also a quick question if you pay all your debt within one month with full payment do you still have to pay interest?
Thank you for reading my post.