Whats better? Amex Blue or Blue Cash Back

papapudgy · 01-24-2005, 09:28 AM

ive narrowed down the search to these 2 cards that seem like they have very good interest rates and coverage. But im just tryin to figure out what would be better to go with the regular amex blue that give u rewards or the blue cash that give cash back. Anyone have these cards or any suggestions, thanks

mkl · 01-24-2005, 01:22 PM

Sounds like you really need to decide if you'd prefer having cash back (immediate gratification) or accumulating points to redeem for rewards (delayed gratification).

I would personally opt for the cash back to use as I wished only b/c some of the rewards may not be worth saving up for or worth the value Amex puts on it.

AndrewSellsTampaBay · 01-24-2005, 02:21 PM

what kind of interest rate/balance transfer deals do both of these have?

papapudgy · 01-24-2005, 06:09 PM

actually the amex isnt instant cash back, its annually. The Blue has 15 months no interest....Blue Cash has 6 months.

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01-24-2005, 01:22 PM	#2
mkl Shop-a-holic Date Joined:Nov 2003 Location:At a store near you! Posts:858 Reputation: 30	Sounds like you really need to decide if you'd prefer having cash back (immediate gratification) or accumulating points to redeem for rewards (delayed gratification). I would personally opt for the cash back to use as I wished only b/c some of the rewards may not be worth saving up for or worth the value Amex puts on it.

01-24-2005, 02:21 PM	#3
AndrewSellsTampaBay Super Realtor Date Joined:Jul 2003 Posts:1,555	what kind of interest rate/balance transfer deals do both of these have?

01-24-2005, 06:09 PM	#4
papapudgy L1: Learner Date Joined:Jan 2005 Posts:4 Reputation: 10	actually the amex isnt instant cash back, its annually. The Blue has 15 months no interest....Blue Cash has 6 months.